Montclair, Glen Ridge and Verona real estate and homes for sale in New Jersey - Joyce Slous, REALTOR® Joyce Slous REALTOR(r) for Montclair, Glen Ridge and Verona, New Jersey real estate - NUMBER1EXPERT™ Joyce Slous NUMBER1EXPERT(tm) for Montclair, Glen Ridge and Verona, New Jersey real estate
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-820-1734


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Find Your Home: Montclair, Glen Ridge and Verona New Jersey home buying, real estate listings, and homes for sale in Essex                          County, NJ
Welcome > For Buyers > Find Your Perfect Home ...

I'll Find Your Perfect Home
 

I am aware of every property on the market in this area.
I have direct access to the local MLS (Multiple Listing Service), and also to every other agent in the area and all of their listings. 

If you give me some idea of what you are looking for, I will personally review all my sources of listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! 

It is a totally free service, and there is no obligation. It's my job! Call me at 973-509-3011. 

Or fill out this form, and I will get right back to you! Please give me as many details as possible.
 

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Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Real Estate Trivia
Q 
What is considered one of the few remaining tax shelters in the 1990s?

A 
Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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Joyce specializes in all types and prices of homes in Montclair and Glen Ridge.
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Joyce Slous, REALTORŪ, real estate agent and broker for Montclair, Glen Ridge and Verona New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Joyce Slous
Keller Williams Towne Square Realty

24 Claremont Road
Bernardsville, NJ 07960
Direct: 973-820-1734
Fax : 973-710-4656
Email: JoyceSlous@NUMBER1EXPERT.com

Beginning her 27th year in the business is a strong reason that Joyce is able to assist you with all your real estate needs! My new affiliation with Keller Williams will provide buyers and sellers with the highest levels of professionality, education and of course, the most necessary part of marketing in the 21st century, mass technoloy. As a quintessential student of Real estate, I bring you high energy, great service, a terrific sense of humor, and a track record in this business that is comparable to very few. Whether you are selling or buying your mansion or your condo, my profound insights as to knowledge of your market gives the ability not only in listing and selling, but as your Real Estate consultant as to any change or move you are about to make in your life. Loyalty from many past and present customers attest to my continued success. And now, affiliating with the Keller Williams, the best of the best just adds one more reason to the list as to why to make me your 'realtor for life'

REALTOR SRES Equal Housing MLS


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