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Joyce Slous is one of The Web's Top Selling Real Estate Experts™
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First Time Homebuyers: Montclair, Glen Ridge and Verona New Jersey home buying, real estate listings, and homes for sale in Essex County, NJ

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated at the whole process of buying your first home. As a top Montclair, Glen Ridge and Verona real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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Working With An Agent >A Real Estate Agents Reality

The process of guiding a home sales transaction is in reality more complex than many people realize. When qualified buyers present an offer on your home, it might seem that the deal is done, but this is only the beginning of the negotiations process. Ideally, this aspect of the transaction culminates in a meeting of the minds. At no point can the real estate agent just sit back and relax, because the "glue" that holds each transaction together is subject to a variety of factors and forces that may cause the deal to fall apart.

We can only hope that there are no surprises during the home inspections. We have to presume that the appraiser will think the house is worth as much as the buyer and seller do, but this is never guaranteed. As the buyers make their loan application, we cross our fingers that the credit report reveals they always pay their bills on time.

Rarely is a transaction completed without a few problems. A real estate agent's professional skills come into play primarily during the time between contract ratification and the closing. At this point, we use our creativity, patience and negotiating skills to achieve a happy resolution to your transaction.

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Q	What home product makes lawn mowing easier than ever?
A	The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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Joyce Slous, REALTORŽ, real estate agent and broker for Montclair, Glen Ridge and Verona New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Joyce Slous
Keller Williams Towne Square Realty
24 Claremont Road
Bernardsville, NJ 07960
Direct: 973-820-1734
Fax : 973-710-4656
Email: JoyceSlous@NUMBER1EXPERT.com
Beginning her 27th year in the business is a strong reason that Joyce is able to assist you with all your real estate needs! My new affiliation with Keller Williams will provide buyers and sellers with the highest levels of professionality, education and of course, the most necessary part of marketing in the 21st century, mass technoloy. As a quintessential student of Real estate, I bring you high energy, great service, a terrific sense of humor, and a track record in this business that is comparable to very few. Whether you are selling or buying your mansion or your condo, my profound insights as to knowledge of your market gives the ability not only in listing and selling, but as your Real Estate consultant as to any change or move you are about to make in your life. Loyalty from many past and present customers attest to my continued success. And now, affiliating with the Keller Williams, the best of the best just adds one more reason to the list as to why to make me your 'realtor for life'

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NUMBER1EXPERT™ in real estate for Montclair, Glen Ridge and Verona, New Jersey

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