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Montclair Public
Schools
Over two decades ago, the Montclair magnet
school system was implemented. This concept was at the forefront of educational
reform at the time and is still in the U.S., and internationally. The Montclair
Board of Education believed that a school system based on choice would be the
most equitable system to promote its goals of diversity and academic
excellence. Recognized by the U.S. Department of Education as a town committed
to offering a high quality of education for all its citizens, the Montclair
Public Schools were awarded a 1.5 million dollar renewable grant to enhance its
magnet school system.
With a total of eleven schools in the
Montclair Public School System - seven elementary, three middle schools and one
high school- the Montclair School system remains a national role model for
integrated public education where every child has an opportunity to excel.
Glen Ridge Public
Schools
The top ranked public school system from
pre-kindergarten through grade twelve continually receives state recognition
and acknowledgement for its high academic achievements and excellent
curriculum. Newsweek Magazine, 3/00 issue recognized Glen Ridge as "Top Ranked
High School." New Jersey Monthly Magazine ranked Ridge High at #4 in the state
for its innovative programs. Kindergarten is a full day program.
Verona Public Schools
Like other Suburban Essex towns, Verona has
a traditional school system, kindergarten through 12th grade. Money Magazine
cited Verona School District as one of the 100 Best Buys for Education and
Housing. Highly regarded, Verona High School has been recognized for its
academic accomplishments by NJ Monthly Magazine Top 45. Forest Avenue
Elementary School was recently cited as one of the top eight elementary schools
in New Jersey in New Jersey Monthly Magazine. Verona High School was selected
as a Star High School by the New Jersey Department of Education. Verona hosts
an Early Preschool Intervention Program that is available for Special Education
children.
I will be happy to provide you with school
information, just fill out this form, and I will send the information right
away!
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
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| A |
Real Estate--it goes through cycles, but still has a long-term record of strong investment return. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
